| Questions to ask before buying any financial instrument |
| Questions to ask before you go for credit card |
| In how many merchant establishments it is accepted |
| what is joining fee |
| What is annual fee |
| How many days of Free Credit I will get |
| what is the interest rate |
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| Questions to ask before you go for any loan |
| How much loan should I take |
| What is my loan taking capacity |
| what is the rate of interest |
| Is there a prepayment penalty |
| Are there any other costs which I have to bear |
| Should I go for fixed interest rate or a floating interest rate |
| Are there any freebies |
| Have I checked rates with at least 3 companies |
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| Questions to ask before you go for any Life Insurance |
| Am I buying a cover or investment |
| If I am buying an investment then how much my premium is going towards it and how much towards protection |
| what is the return I am getting on my investment |
| what is the difference in return I am getting here and return I could get on alternative investment |
| Have I compared quotes with at least 3 companies |
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| Questions to ask before you go for buying bonds/FDs or any other debt instrument |
| What is the interest rate? |
| how will the interest be calculated? |
| What is the term? |
| How safe is the bond? |
| Is there a call option (buy back)? |
| How will I sell if I want the money before the term is over? |
| Which bank should I choose for a FD> |
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| Questions to ask before you go for buying MF |
| Does this fund suit my needs? |
| What is the return expectation? |
| What is the benchmark return for funds in this category? |
| what is the return this fund has given? |
| how have the peers performed? |
| is there an entry load/exit load? |
| what is the expenses ratio? |
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| Questions to ask before buying stocks |
| Does this stock fit into my risk profile? |
| Do I have knowledge to evaluate stocks? |
| Can I spend time studying stocks and staying abreast with investment? |
| Is the stock liquid? |
| Am I investing heavily in 1-2 stocks? |
| Do I have demat account? |
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| Questions to ask before buying property |
| Am I buying for staying/rental income or capital gains? |
| Is this area good for rental income? |
| Is the title of property clear? |
| Are you buying on POA? |
| Is the property disputed? |
| Have the previous water/Phone/Power bills been paid? |
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| Questions to ask to agent |
| How long you have been in business? |
| What are your qualifications? |
| What services do you offer? |
| Where can I complain? |
| What is your commission? |
| Who are your clients? |
